I'm just now starting to research the benefits of banking cord blood in a private bank and I'm curious if any of you have thoughts on this. Do the potential benefits outweigh the price? The brochure we were given was for vi.acord. Their pricing is about $2,200 for the first year and then $125 per year for each year after. Their website says they have pricing for twins, but you have to call for details. I wouldn't expect there to be a a huge discount. Thoughts?